Tier 1 PI Car Accident Location Houston

Common Locations For Car Accidents
Accidents on I-10
Accidents on I-45
Accidents on 610
Accidents on Houston Toll Roads
Accidents on Highway 5———–
Automobile Accidents on I-10 in Houston

Houston Personal Injury Lawyers » Automobile Accidents on I-10 in Houston

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Information Regarding Car Accidents Involving Injury on Interstate 10 in Houston

Interstate 10 is one of the longest highways in the United States. It runs along the south of the U.S. and travels through California, Arizona, New Mexico, Texas, Louisiana, Mississippi, Alabama, and Florida. As a result, Interstate 10 is one of the most traveled highways in North America. Naturally, increased travel automatically results in increased car accidents. Due to its high traffic, Interstate 10 is one of the most dangerous highways to be involved in a car accident.

The Katy Freeway

The section of I-10 which runs from the city of Katy to downtown Houston is commonly known as the Katy Freeway. This area of the freeway was specifically widened to accommodate the enormous amount of commuters who drive from the suburbs to downtown Houston every day for work. Millions of people travel this road on a daily basis so Texas decided to widen this specific portion of Interstate 10 to help alleviate some of the strain.

Including access roads and HOV commuter lanes, this section of Interstate 10 is one of the widest freeways in the entire world. While this is greatly beneficial in decreasing traffic and driving time, it creates a very different hazard for drivers. The problem with having such a large section of the freeway is that drivers can have six or more lanes of traffic to cross to take their exit.

Often drivers have difficulty crossing merely two or three lanes of traffic, but the challenge can become almost impossible when crossing six lanes. For example, if a driver is not paying attention to the road and suddenly realizes that their exit is less than a quarter of a mile ahead, they might attempt to frantically cross six lanes of traffic in that increasingly short distance.

Even with little to no traffic, this endeavor can be incredibly hazardous and the risk of causing a car accident dramatically increases when the roadway is filled with cars. This creates a huge risk of you being hit by a careless driver.

Unfamiliar Travelers and Tired Drivers

Many drivers who travel through the Houston portion of Interstate 10 are driving long distances across the South. Since Interstate 10 connects eight states, many people use this freeway for convenient traveling through this area. This automatically creates a risk for your safety because of two types of drivers: travelers unfamiliar with this area of roadway and overly tired drivers.

The first group creates a very similar hazard to the careless driver missing their exit. Drivers who are unfamiliar with this portion of freeway often misjudge where their exit is located and will hurriedly try to make it by crossing several lanes of traffic.

Other times drivers are traveling with their families and will need to make sudden stops. When a freeway is only two or three lanes a sudden exit is not overly difficult, but exiting across six lanes of traffic can be extremely dangerous.

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Finally, many drivers traveling across the South on Interstate 10 are driving for long periods of time and can easily fall asleep at the wheel and hit your car. Furthermore, the chance of someone falling asleep while driving this freeway is arguably increased since the drive is fairly easy with very few turns to keep the driver alert to his or her surroundings.

If you have been injured in a car accident on Interstate 10 our attorneys at Grossman Law Offices may be able to help you. We are very familiar with this roadway and we understand the hazards associated with driving it. To schedule a meeting to discuss your individual case, call Grossman Law Offices at 1-855-392-0000.
Automobile Accidents on I-45 in Houston

Houston Personal Injury Lawyers » Automobile Accidents on I-45 in Houston

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Legal Information for Those Injured in Houston-Area Car Accidents on Interstate 45

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If you’ve been injured in an auto accident caused by another driver’s negligent or reckless operation of their vehicle while traveling on Interstate 45 (‘I-45′), you may be curious if you can have the other driver to pay for your injuries.

Our firm has more than 20 years of experience representing injured car accident victims like you and may be able to help you fully recover for your physical and mental damages.

Characteristics and History of I-45
Originally constructed in 1971, I-45 is a bit unique because it is an ‘intrastate’ Interstate Highway, as it’s located entirely within Texas’ borders. Its northern border is Interstate 30 in the southern portion of Downtown Dallas, and travels southward in Galveston. However, near the end of its southward journey, Interstate 45 travels through Houston.

As you may well know, this stretch of I-45 has been rated as the most congested segment of roadway within the entire State of Texas. This congestion is due to several factors, including the time of day the stretch of roadway is traveled, the time of the year, and if a hurricane is approaching the Gulf of Mexico.

Commuter Traffic

Insulated from the recent recession by its heavy involvement in different industries, including the energy, manufacturing, advanced technology, and aerospace / aviation industries, Houston has consistently upheld its status as one of the worst commuter cities. In addition to numerous skyscrapers, office buildings, and warehouses that house these industries, downtown also contains a large medical district and several universities and colleges, including the University of Houston-Downtown, South Texas College of Law, Rice University, Houston Baptist, and the Houston Community Colleges.

Vacation Traffic to Galveston

In addition to the commercial traffic Houston sees from Galveston’s shipping district, many Texas and out-of-state residents travel through Houston on I-45 to reach Galveston and Texas’ other beachfront towns. As the Gulf Coast is an extremely popular vacation destination for people trying to escape Texas’ brutally hot summers, I-45 sees a large amount of traffic as a result.

Traffic Caused by Hurricane Evacuation

As Houston is located on I-45 directly north of many larger beach communities, I-45 is a primary evacuation route when hurricanes threaten the gulf coast. As a result, traffic and congestion on the interstate greatly intensifies, and, as many people are in a hurry to leave, car accidents happen.

For example, in 2008 Hurricane Ike reached Texas’ shores, caused 84 deaths, billions of dollars in property damages, and led to a mass evacuation of Texas’ coastal cities via Interstate 45. Inevitably, the mass hysteria associated with a hurricane evacuation caused numerous car wrecks that resulted in injuries.

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Our Houston Texas attorneys have won hundreds of car accident cases. Call us today to discuss your case. 1-855-392-0000

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You Need an Experienced Attorney to Ensure that You’re Fully Compensated For the Injuries You’ve Suffered on I-45
Throughout our 20 years of experience, our firm has developed the skills and resources needed to win car accident cases that less experienced firms and attorneys lack. Our attorneys are committed to maximizing your recovery and will work tirelessly to hold the party or parties that for caused your injuries fully responsible for their actions.

If you’ve been injured while traveling on I-45 through Houston, our attorneys at Grossman Law Offices encourage you to give them a call any time, day or night, for a free consultation regarding how they can help you recover compensation for your physical injuries and damaged property at 1-855-392-0000
Automobile Accidents on Loop 610 in Houston

Houston Personal Injury Lawyers » Automobile Accidents on Loop 610 in Houston

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Have You Been Injured in a Car Accident on Loop 610 in or Near Houston?

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As the largest city in the state of Texas, Houston area natives are quite familiar with their traffic congestion problems. Loop 610 is the poster child of those problems. Spanning as many as 12 lanes in some places, 610 is one of the most driven roads in the entire nation and home to numerous traffic accidents on a daily basis. If you have been in a car accident on Loop 610 or any other highway, you need to contact Grossman Law Offices. We have more than 20 years of experience in the practice of personal injury law and can help you recover the compensation that you deserve.

History of the Loop 610

The idea to have a “loop” around the city of Houston first came up in 1931, however plans to build the loop did not materialize until ten years later in 1941. Construction began at the height of World War II and the loop was built with the intention of transporting troops and materials during this time. Construction continued periodically throughout the next several decades, finally coming to completion in 1976 when the entire loop was completed.

Traffic Accidents

Loop 610 is the most popular road in the Houston area because of its easy access to all of Houston. Visitors, commuters, and many other drivers use this road on a daily basis to get to and from work, events, and social gatherings. During the heights of rush hour traffic you have to constantly be on the lookout for people who may be speeding if they are late for work, people who are not paying attention to the road, as well as all other drivers in general. Outside of rush hour, Loop 610 is also used to commute to and from social events. This can cause other dangers when leaving a downtown event or a night on the town. Too many people often drive after consuming alcohol. This is not only a problem for the driver, but they also create a risk for every other driver on the road.

Another major issue is that many drivers that take Loop 610 are unfamiliar with the area. 610 is often the highway used to get to and from Houston Hobby, one of the busiest airports in the state. This creates an increased risk of vehicle accidents as many people when in unfamiliar areas while driving will look at things such as maps, GPS, or their phone to try to figure out where they are going.

Ongoing Construction Efforts

Being one of the most used roads in the nation, 610 has to be constantly under construction to stay maintained safely. Just like with any other interstate, construction limits the number of traffic lanes for the same number of cars. Current construction efforts that are currently taking place on Interstate 610 is the road is being repaired near the I-45 Interchange. Interchange direct connections are being put in place at several locations throughout 610, such as from; Jester to North Interstate 10, 34th Street on US 290, to south of US 290 on Interstate 610, and US 59 SW Freeway. The installation of upgraded road lighting is also occurring on Long Drive and Crestmont Street. Lastly, the bridge near US 59 is under construction as well.

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Construction areas are considered especially unsafe. When you pool people traveling at a high rate of speed who are suddenly slowing down with compressing vehicles which were traveling in four lanes to as few as two lanes, accidents are likely to occur.

If you or a loved one has been harmed on this interstate, or any other highway or interstate, assert your rights. The attorneys at Grossman Law Offices have helped thousands of clients recover the damages that they deserve, we can help you too. Call 1-855-392-0000 to schedule your free consultation and discuss the merits of your case with one of our attorneys.
Car Accidents on Toll Roads in Houston

Houston Personal Injury Lawyers » Car Accidents on Toll Roads in Houston

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Have You Been Seriously Injured in an Accident on a Houston Toll Road?

Automobile accidents occur often on the toll roads in Houston. In June 2012, a 3 year old boy was killed when a truck slammed into the car that he was riding in on the southbound side of the West Sam Houston Tollway. In July, 2012, Beltway 8 was shutdown for a couple of hours due to a three car pile up. The Jaws of Life had to be used to open two of the cars. Another accident on the Beltway 8 occurred, in August 2012, when a SUV slammed into two deputy constable patrol cars while attending to a routine traffic stop. The accident sent one of the deputies to the hospital.

These are just a few examples of the accidents that happen on the toll roads in Houston. However, many people are injured and killed everyday traveling these roads. Automobile accidents can be caused by drunk drivers, texting and driving, construction zones or any automobile related distractions.

Houston is considered the largest city in Texas. With millions of people living in this city, traffic is expected to be congested on the major highways. Because of this, the toll roads in Houston are frequently traveled. They provide easy access to the main highways like I-10, I-45 and I-610. It allows for people to bypass the heavier traffic to get to their destination.

Often times toll roads have smaller lanes causing cars to drive closer to the concrete barriers. When this happens, drivers tend to lose control because of a distraction and crash into the concrete barriers. Also, toll roads encourage many drivers to speed because there is lesser traffic. Another major concern about the toll roads in Houston is there are a lot of people who travel the toll road and do not have toll tags. Because of the vast number of people without toll roads, when it comes time to pay at a toll many drivers tend to swerve to the lanes where you need to pay and will cut someone off in the process which causes an accident.

The need to fix the toll roads are increasing in Houston. Since the population is steadily increasing there are construction zones that will occur to accommodate the increase in traffic. This can also cause accidents and delays.

If you were involved in a an automobile accident on the toll roads in Houston, then contact an attorney to discuss your legal rights. Being involved in an automobile accident or losing a loved one in an automobile accident can be traumatic and very emotional. To have this happen to you or your family can cause you pain and it can put you in a financial strain.

After you have been injured accident, many people think that contacting the insurance company right away can help with their claim. Often times insurance companies will give you the run around and won’t settle your claim in a timely manner or provide you with the compensation that is not suitable for your injuries.

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Our Houston Texas attorneys have won hundreds of car accident cases. Call us today to discuss your case. 1-855-392-0000

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By hiring the right attorney for you, the attorney will be able to guide you through the legal process that can provide you with a successful outcome. Additionally, a highly experienced attorney can also provide you with the best legal resources and services that you need to overcome this stress that you are experiencing.

Grossman Law Offices has been successfully litigating automobile accidents for the residents of Houston. Our attorneys have over two decades of experienced and are dedicated to providing you with the compensation that you deserve. Without a skilled attorney you might not receive the compensation that is adequate for you. Call us at 1-855-392-0000.
Automobile Accidents on Highway 59 in Houston

Houston Personal Injury Lawyers » Automobile Accidents on Highway 59 in Houston

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Speak With an Attorney if You’ve Been Injured in a Car Accident on Lloyd Bentsen Highway

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US 59, also known as Lloyd Bentsen Highway in Houston, is amongst the busiest highways in the state’s largest city. The current route of this road travels from Texarkana all the way to Laredo. Once in Houston, 59 goes directly through downtown and is a popular road to travel to and from the downtown Houston area. If you have been injured while traveling on US 59 in Houston or on any other road you may be entitled to greater compensation than you’re aware of. The attorneys at Grossman Law Offices are here to help you obtain the compensation that you deserve; with over two decades worth of experience in traffic accidents we may be able to help you win your case.

Outlook of the Road

The busiest area on this road is on the Southwest Freeway which runs from Rosenberg to the downtown area. This is considered one of the busiest roads in the United States. It’s estimated that over 330,000 vehicles travel on this small stretch of highway daily. Highway 59 is also one of the suggested routes that the city of Houston recommends to be used for purposes of evacuation in case of natural disasters, such as a hurricane. Hurricane evacuation can be an especially dangerous place for traffic accidents, and much of the time individuals don’t have the time to exchange information or seek treatment for their injuries. The new trend in the evacuation of cities are building guard rails along the highway that are able to expand in situations where the road is needed for evacuation purposes. This is done with a special machine that pushes the guard or picks up the guard depending on the type of machine that is used. The use of these expansion guard rails will make roads less congested in emergency situations and provide for a safer and quicker exit out of the city.

Current Construction Efforts

As with any major US city the roads throughout are constantly under construction and repair. Current efforts to repair and maintain US 59 are being done to the area between Lancashire Street and Shepherd Drive where the construction of frontage roads is taking place. The roadway is currently being repaired from South Rice Avenue to Bissonnet, while the roadway is being resurfaced from the Interstate 610 exit to Beltway 9. The last major construction project that is taking place on US 59 in Houston is the improvement of intersections from the Fountainview entrance ramp to Interstate 610.

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While most people are fully aware that work zones can be especially dangerous areas of the road, there are a few tips that can be used to help protect you from possible danger. The first tip is to slow down prior to coming upon the freeway. This is probably the biggest cause of accidents in construction zones, especially on highways. cars suddenly decelerating after traveling at high speeds is a serious concern. The other tip is to abide by all safety rules within the construction area. Many people forget that fines are often doubled when in construction zones, giving you even more reason to follow the safety rules.

Accidents occur every day on highway 59 in Houston qnd the more you drive this road the more likely you will be in an accident. If the day comes where you do get into a car accident on this road, be sure to know your rights. The attorneys at Grossman Law Offices have a well-earned reputation of success for our clients; we may be successful for you too. To schedule your free consultation call 1-855-392-0000.

Tier 1 PI Car Accident Law 1.02

Special Circumstances
Is it Too Late to Hire an Attorney?
Child Injuries
Tolling the Statute of Limitations
Case Resolution
Car Accident Settlements
Taking a Car Accident Case to Trial
Mediating a Car Accident Case
How Car Accident Cases are Defended
How Car Insurance Carriers Defend Themselves
How Social Media Can Harm Your Case


Special Circumstance

How Long is Too Long – Car Accidents

Houston Personal Injury Lawyers » How Long is Too Long – Car Accidents

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How to tell if it’s too late to hire an attorney

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Many times we are often contacted by car accident victims that try to handle their case on their own or have a different law firm representing them and are unhappy with the results thus far. The question we often hear, “is it to late to hire your law firm?” The short answer is it’s usually not too late and it depends on the circumstances of your case. We always welcome the opportunity to review your case and give you an honest appraisal.

Signs that we may not be able to help you

If the insurance carrier has already issued an initial offer, typically once an insurance carrier makes an offer, by that point, the damage has already been done and there low ball offer is based on the decision that they beat you. The insurance carriers do this because they think they can beat you due to the fact that something is wrong with the case, and typically you have said or have done something that is beneficial to them. The only and appropriate remedy is to file a lawsuit. The best way for an attorney to help you is to hire an attorney before the offers come out by an insurance carrier.

If another law firm withdrew from your case

What we find that is common in a car accident case is a person will hire inexperienced lawyers to represent them. These lawyers will screw the case up and then once they realize that they screwed, the lawyers will withdraw from the case and you leave you high and dry. The most effective way to remedy this situation is to hire our attorneys. We will be able to get into the case early and fix the other lawyers mistakes.

If the Statute of Limitations has run out

If you have been “negotiating” with the insurance carrier for more than two years you will not have a case anymore and there is little that we can do with that.

Despite the fact that these are usually bad signs, this does not mean that we cannot help you. For instance, a client signed a pre-injury waiver stating that the client will not sue anybody for their injuries. Nonetheless, the defendant did something really reckless and our client became injured by the defendant. Even though our client signed the waiver, we found that the waiver was not binding against our client and we sued the defendant and won the case.

Did You Know?

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Michael Grossman has been fighting for car accident victims` rights for over 20 years. Call Mike to discuss your case. 1-855-392-0000

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We had another case, where someone hired another law firm to represent them in a car accident case. The law firm that represented this person had screwed up the case so badly, which caused the person to receive a low ball offer from the defendant. They contacted our firm devastated and claiming that they did not know what to do. Our firm looked into their case, accessed it and found that it was past no return, but we found that there was another defendant that could be sued. We sued them and the person was awarded the compensation that they deserved.

In every case there are a lot of moving parts and there is a lot of issue spotting. All cases are different and because of this you need an experienced attorney who will be able to access you case and problem solve the issues that may arise. Call our office today to speak to our friendly staff about your case. Contact Grossman Law Offices at 1-855-392-0000.
Child Injured in a Car Accident

Houston Personal Injury Lawyers » Child Injured in a Car Accident

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If Your Child has Been Injured in an Automobile Accident, You Need Experience on Your Side

A sad reality is that our children are vulnerable to injuries every time we buckle them in our cars or allow them to ride in a vehicle operated by another. This fact rings true regardless of the safety rating our vehicles are assigned by the NHTSA, how big our SUV is, the number and location of air bags, or if they’re in a car seat specially molded for their bodies. Simply put: try as we may, we can’t always control or anticipate the injuries our children suffer in a car accident.

However, you can control which attorney you hire on your child’s behalf in redressing their injuries from an auto accident. As a parent, your child needs you to advocate on their behalf, and the decision you make regarding who represents them can affect the rest of their life. You should consult the attorneys at Grossman Law Offices if your child has been injured in an auto accident for the same reason you may have purchased a particular safety seat or stroller: they are dependable, trustworthy, and will work hard to fulfill the purpose for which they were obtained.

You Child’s Long-Term Needs Must be Considered When Seeking Damages or Negotiating a Settlement.

When considering injuries suffered by your child, it’s important to keep an eye towards future medical needs that arise due to the car accident. Failure to negotiate a sufficiently large settlement or award in court may negatively affect your child for years to come because recovery for your child’s injuries can only be obtained once. Your child’s injuries and future medical needs may be complex and expensive, requiring the opinions of numerous medical and economic experts. You should be aware that failure to obtain a sufficiently large award might also hurt your wallet, as you are obligated to pay for your child’s medical expenses when recovery from the responsive driver in the auto accident is inadequate. This figure is often difficult to calculate, as complications and additional injuries are not easily known or foreseeable. Thus, retaining an attorney experienced with representing children injured in car accidents is vital to securing maximum recovery and ensuring that your child’s long-term needs are covered.

You should also note that because you are the party responsible for hiring an attorney on your child’s behalf, a court might insist that an attorney ad litem be appointed for your child. This is a common practice by courts, with the purpose of ensuring that your child’s best interests in recovering from the auto accident are represented, and that the attorney you’ve retained on your child’s behalf is not actually unfairly representing you instead of your child.

Be Aware That Child Car Accident Attorneys Address Injuries That Occur Outside of the Vehicle

Many children are curious by nature. Because of this, they often explore and like to “investigate” things. A problem sometimes occurs when a car is left unlocked and the keys are stored inside. The internet is full of stories of children who found keys in an unlocked car and decided to go for a joy ride. People who leave their vehicles unlocked and the keys inside should be aware that they might be liable for all damages the child causes under the attractive nuisance doctrine. Thus, if your child is in a car accident while operating the vehicle of another, the owner of that vehicle might be strictly liable for any damages caused in the wreck. However, you should also keep in mind that, depending on their child’s age, you might also be partially liable for the damages your child causes as parents have a limited duty to supervise their children.

Tragically, many children are also killed or injured every year by inattentive drivers backing out of their driveway, another type of auto-accident. All drivers have a duty to exercise a certain degree of care while operating their vehicle, including backing out of their driveway or from a parking spot. Unfortunately, drivers sometimes fail to exercise ordinary care in operating their vehicle in reverse, and kill or injure unsuspecting children as a result. While these tragedies can often be avoided, a smart and experienced auto accident attorney is needed to secure maximum compensation from the negligent driver.

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Your Child Needs an Attorney Experienced With Representing Injured Children

If your child has been injured in an auto accident, it is in both yours and your child’s best interest to hire a car accident attorney with a proven track record of success in obtaining the maximum recovery possible for your child’s injuries. The attorneys at Grossman Law Offices have successfully represented injured children for over 20 years and have the unique combination of skill and expertise required to ensure that your child’s rights are fairly represented. Please contact our office for a free consultation 24 hours a day, seven days a week, 365 days a year at 1-855-392-0000.
When is a Statute of Limitations Tolled?

Houston Personal Injury Lawyers » When is a Statute of Limitations Tolled?

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Instances in Which the Statute of Limitation in Texas May be Extended or “Tolled”

If you or your loved one has been injured in a car accident caused by a negligent or reckless driver, you may have heard of the terms “statute of limitations” and “tolled” and want to know how they apply to your case. The best way to definitely answer your inquiry is to contact our experienced car wreck attorney at Grossman Law Offices for a detailed analysis of the facts of your case. Our attorneys have more than 20 years experience representing injured car accident victims across Texas, and will be able to tell you how a statute of limitations applies to your case, including if they have been tolled.

What is a Statute of Limitations and How Does it Apply to Texas Car Accident Cases?

The Texas Legislature has prescribed laws, called “statutes of limitations,” that limit the time when a personal injury victim can file a lawsuit against the party that caused his injuries to recover for his property damages and personal injuries. Specifically, Texas car accident victims have two years from the date of the accident to file a lawsuit. The Texas Legislature prescribes statute of limitations with two goals in mind: to promote efficiency in the legal system and to ensure that the evidence needed to litigate your case isn’t lost or inadvertently destroyed.

However, what if you don’t discover your injuries from the car accident until the statute of limitations have ran? If you’re afraid that your newly discovered injury doesn’t comply the statute of limitations, your attorney may be able to assert the “discovery rule” on your behalf.

Limitations May be Tolled if You’re Injuries Weren’t Discovered Until a Later Time

Texas laws allows for car accident victims to delay the time where the statute of limitations is calculated until his injuries were or should have been discovered. This principle, known as the “discovery rule,” will “toll,” or delay, the statute of limitation calculation until the injury victim has learned of his injuries. Thus, the discovery rule may allow a car accident victim to assert a lawsuit to recover for their injuries and property damages when their lawsuit would have traditionally been barred by the statute of limitations.

As you might imagine, defendant and their auto insurance carrier will likely be suspicious for your recently discovered injuries, and will do everything in their power to defeat your case by claiming that your injuries were caused by something else besides the auto accident. For that reason, you need our tough and experienced car accident attorneys at Grossman Law Offices to work and fight hard on your behalf to obtain justice and compensation for your injuries.

Limitations May be Tolled in a Texas Car Accident For Minor or Incapacitated Victims

A statute of limitations may be extended, or “tolled” for a limited period of time in specific circumstances identified by Texas law. Specifically, a car accident victim may toll the two-year statue of limitations if he doesn’t have the mental ability necessary to file a lawsuit, which usually occurs when the car accident victim is a minor or was incapacitated.

For example, if you were injured in an auto accident before you were 18 years old, the statute of limitations would tolled until you turn 18 years old. Thus, under the tolling theory, an injured child is able to file a lawsuit for injuries sustained in an auto accident until his 20th birthday.

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Why You Need an Attorney to Determine How the Statute of Limitations Applies to Your Car Accident Case, and if it Can be Tolled

If you’ve been injured in a car accident, it’s important that you contact an experienced car wreck attorney to ensure that you’re not prevented from recovering for your injuries. The driver responsible for your injuries and his insurance carrier will likely employ a number of tactics when attempting to prove that the statute of limitations have expired and shouldn’t be tolled. To combat these tactics, you should retain our experienced car wreck attorneys at Grossman Law Offices, who will fight hard to ensure that you are compensated fully for your injuries.

If you’ve been injured in a car accident, our car accident attorneys at Grossman Law Offices are available any time, day or night, to provide a free consultation regarding your car wreck injuries and what they can do to ensure that the statute of limitations haven’t expired at 1-855-392-0000.


Case Resolution

Settling Car Accident Cases

Houston Personal Injury Lawyers » Settling Car Accident Cases

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Car Accident Settlements

Many car accidents do not have to reach the court; Often times, a settlement is reached soon after a complaint is filed with the appropriate court. As a plaintiff, the aggrieved party filing suit, you have the obligation of providing all the evidence to prove your case. This task is much harder than the prior statement implies. There are evidentiary standards that an attorney, like those at the Grossman Law Offices, have studied and practiced extensively to prove your case by a preponderance of the evidence. In our history of cases that have settled, we have found that although there is a strict burden on the plaintiff, if the burden can be met the threat of litigation and taking a case in front of a jury is enough of a threat to the defendant that they would rather settle out of court than face a trial by jury.

What Exactly is a Settlement?

What is referred to as a settlement is in fact more appropriately called a “settlement agreement”. It is at its most fundamental a civil contract between the parties that puts rights and obligations on both parties involved in the settlement agreement. The most common form of settlement agreement is the payment of monetary compensation to the plaintiff in exchange for the plaintiff’s agreement to drop all current and future civil litigations against the defendant. A vast majority of the time settlement agreements include a non-disclosure clause where the parties are prevented from ever publicly discussing the terms of the settlement agreement.

Why is it Called a Settlement?

Fundamentally, the term “settlement” means that both parties are giving up a fight and settling for something less than a complete victory. The plaintiff is giving up his lawsuit and taking less of an award than may have been available. The defendant is paying out an amount of money when he could have paid nothing.
Does this mean you are going to lose money in your case? Not necessarily. Depending on the facts of your case, an experienced attorney can get you an award that you would be happy with and will compensate you for your injury. Because settlement agreements are built on the premise that both parties must agree to the settlement before it can take effect, you can decline the settlement agreement any time prior to agreeing to the settlement. As your attorneys we will never force you to accept a settlement agreement that you are not satisfied with.

Why Should I Settle if I Have a Good Case? Shouldn’t I go to Trial?

A “good case” is a matter of perspective and in the end whether you have a good case is up to a jury. No matter what the facts or legal issues in a case, a jury trial is always at its heart a gamble. There are no guarantees and many times it is better to take the safe road and know the outcome of your lawsuit rather than playing dangerously and gambling with the results of your case. Something can always go wrong and juries can be hard to predict. Our attorneys have years of experience dealing with juries and jury trials. If our attorneys advise you that you should consider settlement, it does not necessarily mean you have a bad case, it could mean there are unknown variables were something could go wrong and you should consider your attorney’s advise seriously.

Advantages of Settling

The biggest advantage of a settlement agreement is that you are getting a guaranteed result. Knowing in advance the resolution of your claim means that you can entirely avoid the uncertainty of a trial and rogue jurors. Additionally, a civil jury can only award monetary damages. In the case of a settlement agreement a clause can be included to either require or prohibit the defendant to conduct an activity. For example if you are settling with a defendant drunk driver who injured you, you can help reform them by requiring that they attend a program to rehabilitate alcoholics.

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What Makes a Defendant Want to Settle?

Fear of the uncertainty of a trial makes a defendant want to settle. In the case of insurance carriers who are defendants, they care only about their bottom line. If it is financially better for them to settle then to go to trial then they will want to settle. That means a plaintiff has to build the strongest case possible in order to intimidate them into settling. Only when you show an insurance carrier defendant that you have built a strong case and there is the possibility that they will lose at trial, will they then agree to sit down and negotiate a settlement. In order to build your strongest case possible, you need the help of Grossman Law Offices. Our attorneys will work to determine the best option for your case and, if settlement is the best option for your case, we will work to build the strong case possible and to force the defendant to offer you a complete and fair settlement agreement.

Mediating a Car Accident in Texas

Houston Personal Injury Lawyers » Mediating a Car Accident in Texas

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Mediation as a Form of Alternative Dispute Resolution Following an Automobile Accident

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Before almost any lawsuit case can go to trial the Court will require some form of Alternative Dispute Resolution (ADR). Mediation is the most common form of ADR. What does that mean for your car accident claim? When does it usually happen and what is involved with a mediation?

What is Mediation and When Does it Happen?

Mediation is the final step on the way to trial. The court system has a large backlog of cases. It has an interest in having as many cases settle outside of trial as is possible. Mediation occurs before trial but after almost every other part of the case. Your attorney will have filed the lawsuit, done investigations on the case, taken depositions and exchanged all the important information with the other side (the discovery process). They will have already made a demand on the defendant. A demand is a request for the amount of money that it will take to make you whole after your injuries. Usually, the defendant is not willing to just hand over the cash. The Court will then send each side to mediation. The legal process before mediation can be a lengthy one, often well over a year from the initial time of the accident.

Mediation is a time in which the parties will get together in an informal setting and discuss the accident with a mediator present. Mediation is also nonbinding. This means that the parties are not required to come to an agreement. Mediators can be anyone, not just attorneys. However, often retired judges will act as mediators. These mediators will have ruled on hundreds of car accident cases. This is the ideal situation, as they will have the best understanding of how the court system works and how claims similar to yours have fared in the past. They also will be listened to and have the respect of the attorneys for both sides.

The Mediation Process

The mediation itself can take as little as half a day or as long as a week depending on the parties and the complexity of the case. The process itself is very similar no matter how long it takes, there is a joint session and individual caucuses.

In the joint session, all the parties and the mediator are in the same room and each side can make a presentation about the strengths of their case. These are usually fairly short, and sometimes they are just skipped. Remember, by the time mediation occurs, the parties have already gone through the discovery process and exchanged significant information regarding the case, investigated it, and probably given depositions. The attorneys for all sides have a solid understanding of one anothers cases.

After the joint session, the parties will split into private areas and have an individual caucus. Here is where having a good mediator is vital. In the individual caucuses the mediator will go between the parties and exchange offers and demands. The mediator will discuss the claim with each side, discuss the offer or demand that has been made, and any potential counter offers being considered. The mediator usually understands the strengths and weaknesses of each case. He can influence the attorneys to raise or lower the offers based on his experiences with similar accident cases. If the case is settled, the court is notified and the case is all but over. If an agreement is not reached, the mediator will present the court with a mediator’s proposal. The mediator’s proposal is a report to the court of what the mediator thinks would be a fair compromise between the parties. The parties would then head for trial.

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How Grossman Law Offices Handles Mediation

We handle mediation a little differently than most firms. The joint session is not skipped or given little attention. Instead, it is where we focus most of our attention. We will have a miniature trial during the joint session, presenting our evidence both to the defense and to the mediator. The whole idea here is to convince the mediator that we have the stronger case, that you are on the right side of the law, and that you deserve to be compensated for your injuries. Once we have presented our case, and convinced the mediator that we are on the right side of things, the mediator will then convince the defense to make higher offers in the individual caucuses. This allows us to steer the mediation. It gives us more control of the outcome, and increases the likelihood of settlement.

You must find an experienced and dedicated attorney to help you with your case to have a positive outcome. You need an attorney that is willing to go the distance for you. The attorneys of Grossman Law Offices have mediated thousands of car accident cases and been very successful for their clients. Give us a call at 1-855-392-000 at any time, day or night, to set up your free consultation.

How Car Accident Cases are Defended

How Insurance Carriers Defend Themselves

Houston Personal Injury Lawyers » How Insurance Carriers Defend Themselves

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How Car Accident Cases Are Defended

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Car accidents occur every single day and if you ask each party what happened it’s likely that they would have different explanations as to the events that led to the accident. Neither party ever wanting to admit that they were the wrongful acting party, you will need to bring a case in order to receive any compensation in most situations. There are two ways car accident cases are defended, first by the insurance adjuster, and then once a suit is filed or when the insurance adjuster realizes that they may be in for a fight, the insurance carrier’s defense attorney is going to get involved. This article will discuss some of the tactics they will use to defend the case. The best thing you can do to limit their defenses is to hire the attorneys at Grossman Law Offices to assert your traffic accident case and fight for your rights as a victim. We have seen all the defenses that insurance companies and their attorneys bring and we know how to defeat them.

Disputing Liability

The most successful way insurance companies have found to defend against your claim is to argue that their insured driver is not at fault. They will try to shift the blame back to you or onto some other party altogether. Insurance companies will try to do this not only to avoid liability completely, but also to minimize damages. For every percentage point of liability they can deflect off of themselves, the less money they will have to pay you. This is due to the practice of comparative negligence in tort cases. In Texas, individuals can recover damages even if it is determined that they are partially at fault for the accident. This is commonly referred to as the “51% rule.” If you can prove that the other party was at least 51% at fault for the accident you can recover for injuries. Also, the amount of damages that you may recover will be dependent on the percentage that you are at fault. You are only able to recover for the amount of fault that the other party was in the accident. For instance, if it is determined that you were 25% at fault and the other party was 75% at fault in your accident you would only be able to recover 75% of your damages.

You and your attorney will be tasked with proving the level of fault of the other party, even if fault is obvious. Insurance companies are not parties that will roll over and pay out liability without disputing every possible claim. If you make the mistake of assuming that they will accept liability, you are sadly mistaken. Furthermore, just because they have accepted liability for your property damage claim, that has no bearing on whether or not they will accept liability for your injuries. The law allows them to agree that they caused the accident but deny that they caused you to suffer your claimed injuries.

Disputing Damages

Many times insurance companies will try to dispute the injuries they caused or the extent of the injuries that they may have caused. This is frequently done by them claiming that a pre-existing condition or event was the cause of your injuries. Insurance companies will typically request your medical records for up to two years prior to the accident to try to find any treatment that may be linked to an injury that you are now claiming. They will find a way to make these assertions; this is why it is important to make sure that you hire an attorney that will show that these defenses are baseless.

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When all else fails they will attack your character or credibility.

Insurance companies are not above playing dirty. Many times when you have an exceptionally strong case against them they will attack your character. They will often claim that you are either faking your injuries or exaggerating them in order to get recovery. They will take any potential question mark in your past and use it to their advantage. Don’t be a victim to these types of actions; allow us to protect you against these attacks. To learn more about your recovery potential call 1-855-392-0000, you will be glad that you did.

How Social Media Can Be Used Against You

Houston Personal Injury Lawyers » How Social Media Can Be Used Against You

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What You Post to Facebook Can be Used to Lessen the Value of Your Auto Accident Claim

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In this article, we at Grossman Law Offices will discuss how defense attorneys use various forms of social media to mine for evidence that could be used against you in an automobile accident case.

The job of an attorney extends beyond helping his or her client understand basic black letter law; it also involves protecting clients from weak defense arguments, as well as tangential issues that could overrun a personal injury lawsuit. Essentially, your lawyer is supposed to help you win your case – a duty that requires much more than recitation of the law.

In 2012 lawyers have more they must protect their clients from than ever before, and some of the most significant hazards are forms of social media. What a client says online, or does in public, can be used by the defense to devastate a lawsuit, and permanent records of any detrimental information could prove to be the end of your case. Sometimes, all defense attorneys can do is hope that you screw up, giving them a chance to claim that your injuries either came from another source, or simply weren’t as bad as you described them to be.

We would like to explain to you just how negative social media can be for your personal injury lawsuit. Part of your pursuit of justice requires not giving the defense an out, so by knowing what not to do while online, you will give yourself a major opportunity to win a contested claim and reap the compensation you so rightfully deserve.

An Overview of Social Media

Put broadly, social media includes any and all technological platforms by which people communicate and interact with one-another, usually via online and mobile sources. Despite the fact that advanced technology has been used for communication and interaction since the birth of Morse Code, it was not until the late 1990s that its use became widespread. Nowadays, 21st century interaction involves millions of people connecting all over the world, providing for an intricate web of social relations without people ever setting foot in the same room.

Social media takes on more forms than just the typed word. Nearly anyone reading this article should know about the popular “profile” website Facebook, which is dedicated mostly to text comments; however, other websites are dedicated to other forms of media, like YouTube’s emphasis on video, or Instagram’s focus on pictures. Essentially, if it can be recorded or preserved, then there is a form of social media for it.

This permanence can be positive for your daily life in most instances, but it can also be very dangerous in a personal injury case. As you may also know, Google is the world’s most popular search engine, and since its debut in the late 1990s, the business has expanded in new, almost unforeseeable ways. One of these unanticipated developments is Google Cache, which essentially records multiple versions of the same pages. This means that if you post something publicly, and then edit it later, both the original comment/picture and its revision will be available for anyone to see. As we will explain in the next section, this can be lethal to your case.

How the Defense Uses Social Media Against You

Because social media is both common and permanent, what you project on Facebook, Twitter, and any other frequented website can be damning to your personal injury claim’s success. One way the defense can use this against you is to take statements out of context. In general, it is a very poor idea to discuss your imminent or ongoing legal matters on a place of public record, such as Facebook or Twitter. This is because you could say or type one thing, mean something entirely different, and yet still be considered an untrustworthy source of information. For instance, if you were to get rear-ended by an 18-wheeler, and then later go onto Facebook and make a sarcastic wall post, saying that you are “feelin’ fine,” then it is not unlikely that the defense would exploit this. Although this most likely does not apply to your case, some people have even outright contradicted the defendant’s potential liability via social networking websites.

Furthermore, pictures and video can be just as harmful to your personal injury lawsuit as unwise comments. In one case managed by another local law firm, a client was struck by an 18-wheeler and the trucking company’s liability was nearly indisputable. However, the client had a photograph of himself on Facebook scuba diving which happened to be his weeks-long profile picture. Although this photo was eventually taken down, it remained in Google cache, and this picture was used by the defense. Their implication was that this scuba diving occurred after the accident and that he had not really sustained any injuries as a result of the wreck. In actuality, the scuba diving occurred prior to the incident; yet because of this image the trucking company and insurance provider had an “out” to payment, and have kept the case in litigation for several months.

Grossman Law Offices Can Represent You

Yesteryear, personal injury plaintiffs’ worst fears were of claims adjusters and investigators stalking them, attempting to take pictures and make recordings that would be used to tear down their cases. Nowadays, with the power of the internet right at your fingertips, personal injury plaintiffs do the job for investigators, making incredulous remarks and posting media that could almost certainly wreck their cases. At Grossman Law Offices, we are ready to advise you in all matters regarding social media, as well as becoming your sole mouthpiece in all case-related issues.

With the rise of new media, claimants of damages have more pitfalls than ever before, but with us by your side, you can hopefully avoid these obstacles. If you or a loved one were the victim of a recent personal injury accident, and you would like to learn more about the options ahead of you, call us at 1-855-392-0000. Calling us is free of charge and our line is open 24 hours a day, so feel confident in making the call.

Tier 1 PI Car Accident 1.01

Liability Insurance Claims
Is the Insurance Policy Applicable
What info is OK to Share with the Insurance Adjuster?
Should I Talk to an Adjuster?
Be Careful Submitting Your Medical Records
Insurance Policy Limits
Accidents With Out-Of-State Vehiles
Uninsured and Under-insured Motorsist Claims
Uninsured Motorist Claims
UM/ UIM Claim Requirements
Household Extension of UM/ UIM
UM/ UIM Claim Even When You’re Not In Your Car


Speaking to the Insurance Adjuster

Houston Personal Injury Lawyers » Speaking to the Insurance Adjuster

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What Information to Share with the Insurance Adjuster and Insurance Company

Did You Know?

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Michael Grossman has been fighting for car accident victims` rights for over 20 years. Call Mike to discuss your case. 1-855-392-0000

Our firm is often contacted by prospective clients who have been injured in a car accident, who are fed up to deal with an insurance adjuster on their own. The problem is that many of these people have already said all the wrong things to the adjuster, and have damaged their case beyond all repairs. To help you avoid the same fate, this article will explain what you can say to an insurance adjuster.

Be Smart: Get an Attorney
All the situations that you make experience when you are involved in an accident cannot all be discussed throughout this article. The most important piece of advice that we can offer you is to hire an attorney from the beginning.

The role of an insurance adjusters
Insurance adjusters aren’t there to help you; they are not your friend. They are there to help the insurance company. Thousands of our former clients and other individuals have told us stories of insurance adjuster lying or misleading them, resulting in a lot of lost time, heartache, and money. Every dime they give you is money directly out of their profits; they will find all possible ways to limit the money they pay out.

Things you can say
There’s nothing wrong with telling an insurance adjuster where, the date, and the time of day the accident happened. There is nothing wrongful with telling the insurance adjuster what kind of car you drive, and who your insurance carrier is. You just don’t want to tell them anything about your injury. Insurance adjusters will use all the information that you give them to create a defense to your recovery efforts, don’t be subject to this.

What if the info I’m telling the insurance adjuster is harmless?

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If we had a dime for every time we were told something was harmless but wrecked their case, we’d be rich. Most of our clients are intelligent, hard-working people. However, since you’ve likely never experienced a legal case such as this, don’t make the assumption you can wing it. Every word that you say is significant to an insurance adjuster. The questions that they ask are designed so that they elicit information that is only helpful to them.

The last thing you can and always should tell an insurance adjuster is that they’ll have to talk to my attorney. Our best cases for our clients are where we’re hired from the beginning and client doesn’t have to talk to the insurance adjuster at all. If you have been injured as a result of an accident don’t just hire an attorney, hire the attorneys with experience, past success, and the ability to win your claim. The attorneys at Grossman Law Offices are here to help you through the recovery process. To schedule your free consultation with us call 1-855-392-0000. We would like schedule a time to discuss the merits of your case with you.
BEFORE Speaking to the Insurance Adjuster

Houston Personal Injury Lawyers » BEFORE Speaking to the Insurance Adjuster

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An Insurance Adjuster Just Called Me About My Accident. What Should I Do?

Did You Know?

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Our Houston Texas attorneys have won hundreds of car accident cases. Call us today to discuss your case. 1-855-392-0000

You should always consult an attorney who is experienced in personal injury negotiation and litigation before you provide any statements to an insurance company. Even if the insurance company is your provider, you should still consult an attorney. Many people don’t even hesitate to speak with an insurance adjuster. Often, the first thing we do following a car accident is call our insurance company. It’s one of those phone calls after an accident that just seems like first nature. We call police or medical assistance. Then we call our family. And then after the scene has somewhat settled and we are no longer in immediate danger, we call our insurance provider. We proceed to tell them everything that occurred. We explain what we were doing before the accident, where we were coming from, where we were going, who was in the car with us, and what we were specifically doing at the time of the collision. We then proceed to discuss any damage to our vehicle or injuries we have suffered. During this time we are entirely focused on rebuilding the damage and getting back to normal as soon as possible. We often do not consider the incredible damage we might be causing by speaking with an insurance company. While insurance companies aren’t bad; speaking to them prematurely or providing excessive information can be harmful to the recovery process.

The Insurance Company Does Not Work For You

Frequently after an accident, an insurance claim adjuster will call you and say that they are assigned to your case and will be working with you. Many people mistakenly believe that this means that the insurance company is working for them. That is absolutely wrong. The insurance adjuster works for the insurance company. This is often very confusing. They use language that leads you to believe that they work for you and have your best interest in mind. They say things like “I’m here to help you,” or “I will be assisting you in your recovery process.” This language is used specifically to make you trust the insurance company and believe that they represent your interests. In reality, the insurance adjuster works for the insurance company.

Often the insurance company will do everything they can to delay, diminish, or deny your claim altogether. They are in the business of making money and they cannot make money if they are giving it all to you after your accident. The insurance company will strictly analyze your statement and the statements of everyone else involved in order to uncover ways to reduce your compensation or to deny your claim entirely. They want to pay you as little money as possible. Think about it this way: when you buy a new car you shop around. You research online, you visit different dealerships, you compare different brands and models and when you do decide which car you would like to purchase you probably haggle with the dealer in order to get the best deal possible. You do not want to pay any more than you absolutely must. The insurance company takes a similar approach when evaluating your claim. Consequently, this means that everything you say can be used against you.

Speaking With An Insurance Adjuster Will Often Hurt Your Case

Anything you tell a representative of the insurance company will likely be documented and heavily scrutinized later. As mentioned before, insurance adjusters use specific language to make you feel comfortable enough to tell them anything. And they are working harder each day to research your case to reduce your claim against them. Things that people would often not consider relevant to the case can completely alter negotiation settlements. Simply stating where you were coming from when you were involved in a car accident or mentioning something insignificant that you were doing at the time of the accident can be escalated by the insurance company to show that you are at least partially liable.

Often you will be contacted by the insurance provider of the other person involved in the accident. Many people are relieved when they find that the other person, who they believe is at fault, is also insured by the same insurance company. In most cases, this can actually be worse. Due to this common provider people will think that the insurance company will not fight hard to challenge the claim. When this situation arises the insurance company used by both parties will often have the exact opposite reaction. If the insurance company represents both you and the other party who caused the accident, they will be responsible for compensating you both. They must compensate you for your personal injuries and the damages to your vehicle. And they will be required to pay the other driver for any of their personal injuries and vehicle damages. Essentially, when both parties are represented by the same insurance company, the end result is a double pay out by the insurance provider. Insurance companies in this situation will work even harder to find ways to reduce or dismiss your claim.

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You should never speak with an insurance adjuster prior to consulting an attorney. They will be looking for any reason they can find to delay, reduce, or deny your claim and prevent you from receiving just compensation. You should consult an attorney who is experienced in personal injury negotiation and has a long standing history of dealing with insurance companies. Grossman Law Offices has been helping people like you, who have been hurt in car or truck accidents, for over 20 years. We care about our clients and work diligently to protect your rights. We also understand how difficult the recovery process can be after an accident. The last thing you should have to worry about is handling manipulative insurance companies all by yourself. If you have been involved in a car accident and need assistance dealing with insurance adjusters, call Grossman Law Offices at 1-855-392-0000. We’re available day or night.
Giving Medical Records to the Insurance Company

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We Discuss Why You Should NEVER Send Your Medical Bills to the Insurance Company After an Injury Accident

If another driver injures you and damages your vehicle, his insurance company might ask you for your medical records related to the accident. Should you provide your records to the driver’s insurance company? Should you talk with the other driver and his insurance company at all? What should you do if you are injured? How can you protect yourself after you’ve already been hurt?

If you are hurt in a car wreck, after seeking medical attention the first thing you should do is call a lawyer. Car, truck, van and other vehicle accidents seriously injure tens of thousands of Texans every year. On average, someone suffer serious injuries in a car wreck in Texas once every few minutes, every hour of the day, all year long. If you are wounded in a car wreck, call Grossman Law Offices. We’re ready to help you enforce your civil justice rights.

Medical Records

Your medical records will form some of the most important evidence in your lawsuit against the driver who hit you. Records from doctors, nurses and EMTs are the best way to reliably prove the harm done to you in an accident. And proving the harm done to you is the best way to achieve a fair recovery.

A common tactic by insurance companies in lawsuits is to ask people for medical records. If you send your medical records to the other driver’s insurance company, you are taking risks. Some of those risk are as follows:

The records you send may or may not be accurate.
They may or may not relate to the injury you suffered in the wreck.
They may or may not help you achieve a fair result.
Another reason insurance companies ask you for your medical records is trickier. If the other driver’s insurance company asks you for records and you send them yourself, you are showing the insurance company you do not have an attorney. You are also showing that you do not know what you’re doing. These are great reasons for the insurance company to take advantage of you as much and as quickly as possible. Insurers make fair offers to injury victims when those insurers are forced to. When you do not have a lawyer, you do not force insurers to do anything. You are at their mercy. Get a proven personal injury lawyer to protect your rights. Your lawyer is best qualified to make the important decisions about your records.


You do not need to send insurance companies your records in order for those companies to get your records. All an insurance company needs is for you to sign a simple authorization form, and the company can go get your records itself. These authorizations are called many different things: sometimes “HIPAA” authorizations, meaning they comply with a federal law known as the Health Insurance Protection and Accountability Act of 1996. If you sign a medical records authorization, a healthcare records authorization, a HIPAA authorization or anything else like that, you risk the insurance company getting your full medical records, even those unrelated to the accident.

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The Bottom Line

Your attorney is the one who should make the decisions about any documents to turn over to anyone when it comes to your injury. Let the attorneys at Grossman Law Offices bring their decades of experience to work for you and your loved ones. Call Grossman Law Offices at 1-855-392-0000 to visit with our staff members right now.

Accidents With Out-of-State Vehicles

Houston Personal Injury Lawyers » Accidents With Out-of-State Vehicles

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Issues and Concerns You May Have About an Injury Accident With a Car From Another State

Typically, when you are involved in a car or truck accident the other motorist will also be from Texas. While no accident is easy or stress-free in resolving, it is much easier when both motorists are from the same state. It can be much more difficult to resolve a car accident claim when the parties involved are from different states. This creates numerous problems; you should always seek an attorney to assist you when this conflict arises. Out of state motorists will likely be working with an attorney to represent them, their state may have different insurance requirements, and their state might have different laws which could greatly affect the outcome of the dispute.

Out of State Insurance Companies

Most insurance companies can be incredibly difficult to deal with. Their objective is to spend as little money as possible and frequently they are indifferent to your personal problems resulting from an auto accident. They hear sad stories every day and are trained to react without emotion to your misfortune. No matter how much you plead with them and explain in detail why you need them to pay for your medical bills or car repairs, they will deny as many claims as possible and often attempt to give you the smallest amount of compensation. Combine these issues with out of state insurance companies and negotiating a settlement with them can seem almost impossible. Many types of documents and various forms of evidence will need to be sent to these out of state insurance companies which can prove difficult when met with certain deadlines. Additionally, if the insurance company is located in a different time zone simply talking to them on the phone can prove incredibly challenging. You need an attorney who can assist you with this complicated and tiring process. Our job is to help you so that your regular life is disrupted as little as possible and to make sure that you receive the compensation necessary for your recovery. We are experienced in negotiating claims with out of state insurance companies and understand how to make this process work in your favor.

Out of State Attorneys and Conflicting Laws

Many out of state drivers cause car accidents because they are not familiar with our traffic laws and are unfamiliar with our roadways. Similarly, other states have different court procedures and common practices which could harm you if you become subject to them. For every accident there are numerous potential venues to file a claim. Most often the claim is filed and settled in the district of which the accident occurred, but occasionally, people will attempt to move the venue to their home state. This could create numerous problems for you and limit your potential recovery. Their attorney will be fighting relentlessly to have the claim filed in their state. This makes the negotiating process easier on their client and could also result in them being favored in court. Many other states have very different laws, like Louisiana which follows the Napoleonic Code, and these can sometimes be incredibly detrimental to your claim and subsequent recovery. You need an attorney who will help you keep the case here in Texas. Our attorneys have a great deal of knowledge about different venue locations and can help you determine which venue would be most beneficial to your case. Once we determine which venue is best suited for your argument we can help make sure that this is the court that the claim is judged.

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Out of State Claims Can Be Costly

By helping to make sure that your claim remains in Texas, we are helping to save you money. If the claim is filed and settled out of state you will be forced to send all relevant documents to that state and in many cases you will be forced to travel there as well. You should not be punished simply because another person chose to travel to Texas and ultimately involved you in a car accident. They chose to travel to this state and they should be required to adjudicate any claims against them in this state. Costs for adjudication can skyrocket when you are forced to travel to a different state. For example, if the person who hit your car is from New York and they seek to have the case resolved in New York you would have to pay for all travel expenses when you go to New York to resolve the claim. This would include airfare, hotel accommodations, and local travel expenses such as rental cars or taxi cabs. You could also lose money when you are forced to miss work for several days due to traveling. If you have been involved in a car accident with an out of state motorist, call Grossman Law Offices at 1-855-392-0000 any time, day or night, for a free consultation.

Uninsured and Under-insured Motorist Claims

Can I File an Underinsured Motorist Claim?

Houston Personal Injury Lawyers » Can I File an Underinsured Motorist Claim?

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In Order to File an Underinsured Motorist Claim, You Must Have Exhausted the Liable Driver’s Insurance Policy First

The quick answer is no. An underinsured motorist claim is a claim brought through your insurance coverage to make up for whatever damages that exceeds the policy limits of the at-fault party’s insurance; such as loss of wages, medical bills, physical damages, property damage, and other like forms of damages. If you were to settle your claim for the maximum policy limits you will be able to make an underinsured claim with your insurance company, but by taking a settlement offer that is less than the policy limits you forfeit your rights to make an under insurance claim. This is because by settling for less than policy limits you are in effect consenting that sum of money will cover all your injuries arising out of the accident.

How Can I Make Sure That I Settle at the Maximum of the Policy Limits?

Negotiating settlements without a lawyer is extremely tricky, the insurance company and their representatives are skilled and trained at what they do; they will try to take advantage of your lack of experience and lack of attorney representation to persuade you to settle for less than what you deserve. In negotiating settlements the Stowers Doctrine has been long used to facilitate fair settlement procedures.

Often times insurance companies will impose a tactic known as shaving, this is offering settlement of less than the policy limits of their policy in order to save money. The Stowers doctrine provides that if an insurance company fails to accept a reasonable settlement offer from the plaintiff and the action proceeds to court, the insurance company will be liable for the entire judgment even if such judgment exceeds the amount of the policy limits of the insurance coverage.

Certain elements need to be met before the doctrine is activated. Stowers inflicts no duty on an insurance company to make independent efforts to settle. The insurance company is only required to respond to settlement offers that it receives from the plaintiffs. In order to qualify, the offer must be a clear offer to release the insurance company and their client from all liability for an amount that is within the limits of the policy. The insurance company must be given a reasonable time to respond.

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The duty to settle under Stowers is not unconditional. The insurance company is not required to settle if a reasonable uninsured would not do so. However these types of claims are rarely successful. To be successful in these type cases it is important to be represented by someone who will serve your best interest, will inform you of your rights, and has experience in all facets of personal injury law. The attorneys at Grossman Law Offices have more than 20 years of experience in the practice of personal injury law and will make sure that you receive the maximum amount of recovery that you are entitled to under the law, call 1-855-392-0000 for further information on how they can serve you.
The Difference Between UM and UIM Claims

Houston Personal Injury Lawyers » The Difference Between UM and UIM Claims

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What is the Difference Between Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage?

Uninsured motorist coverage allows one to recover from their own insurance coverage in instances where the individual and vehicle at fault in the accident are not covered by insurance. While minimum coverage is required by state law, many drivers today still drive without insurance. In fact, according to news sources one of every seven drivers on the road is uninsured. This can leave you in a difficult situation if you get into an accident with an uninsured motorist; you would likely need the assistance of an attorney to aid you in your possible avenues of recovery.

Unlike uninsured motorists, underinsured motorists do have insurance; the insurance coverage is generally at or close to the minimum requirements of state law. While motorists are perfectly within their rights to carry such a low amount of insurance, this small amount of coverage goes only a little way in covering all the costs related to an accident; such as injuries, property damage, lost wages, and other costs. Underinsured motorist coverage will protect you from accidents such as these, where you’re insurance will pay the remainder or set amount of money toward the amount the at-fault driver’s insurance did not cover.

Different states take different approaches to their policies on uninsured motorist and underinsured motorist coverage requirements. Some states require that uninsured motorist and underinsured motorist coverage is part of your regular insurance package while other states have no such requirement and treat these as optional additional coverage types.

Why is This Important to me?

This is important to consumers because the reality is that people who are underinsured or uninsured generally lack substantial assets that could be sought in a lawsuit or aid in their insurance’s lack of coverage. Drivers need to be proactive in protecting themselves from these future accidents with uninsured and underinsured motorists.

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How Does Texas Treat Uninsured and Underinsured Motorist Coverage?

The Texas Insurance Code requires that all automobile insurance companies in Texas offer underinsured motorist/uninsured motorist coverage as a part of the standard Texas Personal Automobile Insurance Policy, with the purpose being to protect those who are insured against the negligent acts of the financially irresponsible (Member Mutual Ins. Co. v. Hermann Hospital, 664 S. W. 2d 325 [Tex.1984]). Basically, by purchasing this coverage, the policyholder has purchased liability insurance for the uninsured or underinsured motorist (Sikes v. Zuloaga, 830 S. W. 2d 752 [Tex. App.—Austin 1992, no writ]). While Texas has done its best to protect its motorists from situations such as this we can never be too careful and insurance companies often try to limit the amount of money they have to pay out. You need someone that can help explain your rights to you.

Being in an auto accident can be a scary experience and often times you are left not knowing what to do or who to turn to. That’s why you should contact Grossman Law Offices at 1-855-392-0000. They have more than 20 years of personal injury experience and are eager to help you get through this trying time.
Household Extension of UIM Coverage

Houston Personal Injury Lawyers » Household Extension of UIM Coverage

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How Does the Household Extension for Underinsurance Coverage Apply to my Spouse’s or Child’s Automobile Accident Injuries?

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Underinsured motorist coverage is coverage that is part of your insurance coverage to cover any costs that is beyond the policy limits of the defendant’s insurance. Underinsurance applies more than one would think. It was originally designed to cover your car and the passengers in it. It would be there in case there was an accident with damages greater than the amount of the coverage that is set out in the defendant’s insurance. It has since been expanded to even cover other areas. The household extension for underinsurance coverage is part of that expansion, it provides that the members of your household can claim underinsurance coverage that is part of your personal car insurance even if they are not riding in the car at when their injuries arose and their damages were not fully covered by the defendant’s insurance. Such as if your child rides in a car pool to school and is hurt, the underinsurance coverage will cover any remaining outstanding costs. Hiring an attorney in situations like these can be extremely beneficial in maximizing your recovery efforts.

While we have intentionally made getting payments from the underinsurance coverage of your personal insurance sound easy that could not be further from the truth. Insurance companies do not like to just hand over money because every dollar they give out is taken directly from their profits. In order to qualify to seek underinsurance you must settle for the policy limits of the defendant’s insurance. To be able to get access to your underinsurance coverage you will likely need the advice of an attorney that is experienced in such matters. Getting the insurance to pay such claims is very technical. Having legal representation is invaluable because it not only informs and provides you with all your avenues of recovery it also holds your insurance accountable, because if they do not pay when they are required to do so we are prepared to bring insurance code violations under the Texas Deceptive Trade Practices Act (DTPA) which is extremely complicated and extremely damaging to the insurance company.

Insurance companies are notorious for not paying out when they should or trying to pay you the bare minimum. By hiring an attorney to represent your interest you are not only letting the insurance company know that you are to be taken seriously, but also helping yourself by having someone on your side that is informed of relevant case law and how to apply it.

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The attorneys of Grossman Law Offices have a proven track record in representing clients in matters such as these. They have successfully fought insurance companies for underinsurance claims, effectively arguing household extension claims ranging from college age children that were injured in friends vehicles while away at school, to children that are riding in a car pool. If you or a loved one has been involved in such a case then you need to be informed of your rights. Grossman Law Offices have been practicing personal injury law for more than 20 years and deal with cases just like these on a day-to-day basis. Call now to schedule your free consultation at 1-855-392-0000.
UM & UIM Claims Outside the Vehicle

Houston Personal Injury Lawyers » UM & UIM Claims Outside the Vehicle

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Do I Have to be in my Vehicle in Order to File a Uninsured or Underinsured Motorist Claim?

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First, what is the difference between an uninsured motorist and an underinsured motorist? An uninsured motorist does not possess auto insurance of any kind. You may be thinking, “Aren’t you required to have insurance by law?” The answer is yes, however one of every seven drivers on the road possess no insurance making accidents with uninsured drivers very common. While someone who is underinsured is a person that does not possess enough insurance to cover all the damage that is caused by the accident which includes; property damage, lost wages, medical expenses, and other like damages. The underinsured motorist claim/uninsured motorist coverage in your insurance policy covers events when you or your vehicle are in an accident with a motorist who is uninsured, underinsured, or flees the scene of the accident.

Are the Passengers in my Car Covered by the Underinsured Motorist/ Uninsured Motorist Claim Policies in my Insurance Coverage?

Much like when you lend your car out to someone, under-insured insurance policies in your insurance will follow your car and protect the driver and all the passengers in it when a car accident with an underinsured driver takes occurs.

What if I’m Not in a Car When I Get Hit by an Underinsured/ Uninsured Motorist?

We hate to think of tragic events happening when doing something as harmless as going for a walk, unfortunately this happens. So what if you or a loved one is injured or killed in a pedestrian accident and the motorist is uninsured? Before you worry whether you’re own medical insurance will cover you, having uninsured motorist/underinsured motorist coverage in your auto insurance plan may be able to contribute to the amount of medical costs and other costs that you may experience as a result of the accident.

What if my Car is Parked and Someone Crashes Into it and Does Not Have Insurance?

Your amount of coverage from an accident involving your parked vehicle does not change because you were parked or moving at the time of the accident. Your uninsured/underinsured motorist coverage will cover the cost set out in your insurance policy.

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What Happens if I am Riding my Bicycle and Someone Hits me and Flees the Accident Scene?

If you are hit by a car while riding your bicycle you will be covered by their auto insurance, however if they do not have insurance or flee the scene what will happen? You will likely be able to use the under insurance/uninsured motorist coverage to pay for your injuries. To ensure that you are afforded all the protection that you are entitled to, you need to make sure that you are represented by skilled and knowledgeable attorney’s that have experience getting clients the maximum amount of coverage that they deserve.

Getting in a car accident or being injured by a motorist while walking, cycling, or other activities can be a scary and confusing time. Often people are pushed into signing releases before they are ready and are made fully aware of the extent of their injuries. Don’t be one of these people, know your rights! Call 1-855-392-0000 to get in contact with Grossman Law Offices. We have more than 20 years of experience practicing personal injury law and are eager to help you fight for the damages that you deserve.